Someone else hit
your vehicle.
Get the value back.
Your subrogation team recovers the repair. The diminished value on the unit usually goes unbilled, because proving the number costs more per vehicle than it is worth to chase. That is the piece we take. Fender Financial buys the claim, pays $500 per unit on assignment, and forwards the recovery, less our fee, when the carrier pays. Terms scale with your volume.
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- 1 upload
- Per unit, no integration
- $0
- Cost to your company
- 0
- Hours from your staff
Every third-party hit
is a claim you own.
Fleet vehicles get hit by other drivers constantly. The repair is reimbursed. The lost resale value usually isn't, because nobody has time to chase it. We do.
- 01
A third party damages one of your vehicles
The at-fault driver's insurer pays for the repair. The vehicle still carries an accident on its history report and sells or remarkets for less. That gap is diminished value, and it is owed to you.
- 02
You send us the repair order and a photo
One vehicle or fifty. Your team uses a dedicated portal to submit each unit with its RO PDF and a damage photo. No integration required.
- 03
We buy the claim and pay you up front
Fender Financial purchases the diminished value claim, pays $500 per unit on assignment, and pursues the at-fault carrier ourselves. When they pay, the balance less our fee comes to you. Collection risk is ours.
Turn a write-off line item into a recurring recovery.
Recover value you are writing off
Diminished value on a late-model fleet unit is real money that most fleets never bill for. We collect it on every qualifying loss.
Paid twice per unit
$500 on assignment, then the recovery less that $500 and our fee when the carrier pays. Collection risk is ours.
Zero staff time
No valuation reports, no demand letters, no adjuster follow-ups. Your team uploads; we do the rest.
Your subrogation is untouched
We pursue only the diminished value piece. The repair claim and your own subrogation on it stay yours, and we coordinate so neither steps on the other.
Built for volume
A single portal for your operations team, one submission per unit, terms scaled to your volume, and a partner rep who tracks the whole book with you.
Attorney-developed evidence
Our licensed attorneys build the market evidence behind every claim we submit to a carrier.
Which fleet vehicles qualify
- 2020 or newer car or truck
- No prior accidents
- Fewer than 100,000 miles
- 3rd party (liability) claims only
Late-model units with a clean history recover the most. Send us the rest and we will tell you which are worth pursuing.
Tell us about your fleet.
A partner manager will reach out within one business day to walk through your loss volume, set up your portal, and agree terms that fit your fleet.
- No fees, no contracts
- Dedicated intake portal for your operations team
- Terms scaled to your volume