Hand off the
DV claim.
Keep the close.
Your third-party insurance customers leave money on the table every day. Refer them to Fender Financial. We buy their diminished value claim, send them a $500 check when they sign, and forward the rest, less our flat $350 fee, when the insurer pays. We bear all the risk.
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- $500
- Sent to the customer on signing
- $0
- Cost to your shop
- 90 sec
- To refer from your portal
Three steps.
Zero friction.
Built around the realities of a working body shop. No new software, no extra labor hours, no chasing checks.
- 01
You identify a 3rd-party claim
When a customer comes in for repairs paid by the at-fault driver's insurance, that vehicle has lost market value (even after a flawless repair).
- 02
You refer them to Fender Financial
Using your shop's dedicated portal, upload the RO PDF and one photo of the damage. The handoff takes 90 seconds.
- 03
We buy the claim. They get paid.
Fender Financial purchases the customer's diminished value claim. We text them once for a signature, then send a $500 check, often before the repair is done. When the insurer pays, they get the rest, less our fee.
Designed for the shop, not the insurance carrier.
Increase your capture rate
Some owners take the insurance check and skip the repair. Give them a reason to stay: money for the car's lost value, on top of the repair.
We pay up front
$500 on signing, theirs whether we win or lose the claim. The rest, less our flat $350 fee, follows when the insurer pays.
Better customer experience
Your customer walks out with money they didn't know they were owed.
Doesn't interfere with repairs
The DV claim is separate from the repair. Our claim never touches your payment from the insurer.
Zero new software
No integration, no IT lift. Just a dedicated landing page for your team to submit claims one at a time.
Veteran owned, licensed
Fender Financial is veteran-owned. Our licensed attorneys, based in Illinois, develop the evidence for every claim.
What vehicles qualify
- 2020 or newer car or truck
- No prior accidents
- Fewer than 100,000 miles
- 3rd party (liability) claims only
"We were losing 30% of our estimates because owners just needed to get paid. Now we use Fender Financial so they can get paid and still get the repair. It's the easiest."
"Fender Financial got me a check within 24 hours and then settled with Farmers Insurance company a week later."
"Thank you so much for your help!"
Start referring in under five minutes.
Tell us about your shop. A partner manager will reach out within one business day with referral materials and your dedicated intake link.
- No fees, no contracts
- Printed referral cards shipped free
- Dedicated partner rep